or by exercise of due care and discretion. Otherwise the

0.033085 4% Est. 2006 1.731676 0.577475 4% Est. 1989 13.263655 0.075394 3.8744% 1988 8.251770 0.121186 3.3218% 1987 1.129938 0.885005 3.1640% 1986 14.224557 0.070301 2.6144% 1985 7.596125 0.131646 2.9715% 1984 8.349098 0.119773 3.6576% 1983 8.181153 0.122232 3.8998% 1982 0.407440 2.454350 6.3831% 1981 11.605432 0.086167 9.6843% 1980 3.414404 0.292877 9.0330% 1979 0.493009 2.028359 8.8650% 1978 6.446640 0.155120 7.2813% 1977 5.341090 0.187228 6.6558% 1976 4.322025 0.231373 6.4073% 1975 4.669352 0.214162 9.8159% 1974 3.698714 0.270364 9.0909% 1973 0.392856 2.545462 6.4508% 1972 0.369049 2.709667 4.7304% 1971 6.082334 0.164411 5.7132% 1970 5.185446 0.192847 5.5272% 1969 0.591392 1.690927 5.5714% 1968 4.435325 0.225463 5.0148% 1967 0.315464 3.169933 2.5719% 1966 3.125070 0.319993 3.5485% 1965 4.828743 0.207093 2.7360% 1964 0.280238 3.568392 1.5423% 1963 0.122052 8.193202 1.5697% 1962 2.614711 0.382451 2.2421% 1961 4.656962 0.214732 0.9709% 1960 1.231095 0.812285 1.6442% 1959 0.128817 7.762944 2.3579% 1958 0.130884 7.640378 2.0623% 1957 0.810585 1.233677 3.5571% 1956 0.281002 3.558690 3.3098% 1955 0.184529 5.419200 3.4226% 1954 1.905818 0.524709 1.5421% 1953 0.097567 10.249364 1.5703% 1952 0.217205 4.603940 1.5948% 1951 1.707473 0.585661 5.0183% 1950

presumptuousness